🏦 Financial Sector Digital Resilience

DORA Consulting

We help your organization become compliant under the Digital Operational Resilience Act. Meet legal obligations, manage cyber risks and reduce exposure to penalties.

2025
Effective Date
22+
EU Regulatory Scope
%2
Max. Penalty / Global Turnover
500+
Financial Institution Types

DORA What Is It?

DORA (Digital Operational Resilience Act) is a comprehensive cyber resilience regulation issued by the European Union for organizations in the financial sector.

DORA requiring mandatory compliance as of January 17, 2025; It is a comprehensive legal regulation that brings together business continuity, ICT risk management, incident reporting and third-party auditing under one roof.

Turkish financial institutions that work integrated with the EU or fall under the supervision of EU regulators should also consider DORA compliance as a strategic priority.

DORA's 5 Core Pillars

🛡️
ICT Risk Management
🚨
Incident Reporting
🔬
Resilience Testing
🤝
Third-Party Management
🌐
Information Sharing & Cooperation

Who Is It For Mandatory?

DORA covers more than 20 types of institutions in the EU financial sector. All organizations in the following categories are required to ensure full compliance.

🏦

Banks & Credit Institutions

Commercial banks, investment banks, development banks and credit institutions are the primary institutions under DORA.

📈

Investment Firms

All investment companies, portfolio managers and broker-dealers under MiFID II face DORA obligations.

🏢

Insurance & Reinsurance

Insurance companies and reinsurance organizations within the scope of Solvency II must prepare digital resilience plans.

💳

Payment & E-Money Institutions

Payment institutions, electronic money institutions and crypto asset service providers within the scope of PSD2 must ensure full compliance.

☁️

ICT Third-Party Providers

Technology companies that provide cloud, software, data center and critical services to financial institutions are also included in the scope of DORA.

📊

Asset Managers & Funds

Fund management companies, pension funds and central securities depositories covered by AIFMD and UCITS are covered by the liability.

Why Your Organization Needs DORA Readiness

With digital transformation, cyber risks in the financial sector are increasing exponentially. DORA provides corporate assurance against these risks while also preserving customer trust and operational continuity.

Cyberattack Threat

Financial institutions are the group most exposed to cyber attacks among all sectors. DORA provides structural protection against these threats.

📋

Legal Obligation

Compliance is mandatory for all financial institutions operating in the EU market as of January 17, 2025. Non-compliance leads to severe criminal penalties.

🔗

Supply Chain Risks

Risks from third-party ICT providers are now your organization's direct responsibility. DORA enforces supply chain security.

📊

Board Accountability

Senior management and boards are now held individually responsible for ICT risk management. The governance structure should be strengthened.

🔄

Operational Continuity

Uninterrupted service delivery is no longer a choice, but a legal obligation. Business continuity and disaster recovery plans should be documented and tested.

🏆

Competitive Advantage

DORA-compliant institutions surpass their competitors in terms of reliability and preferability among customers and business partners.

The Cost of Non-Compliance

The sanctions that can be imposed in case of non-compliance with DORA are extremely severe.

%2
Global Annual Turnover
Maximum administrative fine rate that can be applied to institutions
€1M
Individual Penalty
Maximum personal fine that can be imposed on senior executives
%1
Daily Penalty
Daily administrative fine rate that can be applied for ongoing violations

⚠️ Important Note: Beyond fines, competent authorities may also impose sanctions such as suspension of operating licenses, bans on certain services, and public warnings.

Where We Support You

As Secure Fors, we are with you at every stage of your DORA compliance process. We offer end-to-end services, from gap analysis to application support, from training to continuous monitoring.

🔍

DORA Gap Assessment

We evaluate your current ICT security structure against DORA requirements. We identify deficiencies and prepare a priority action plan.

📐

ICT Risk Management Framework Design

Within the scope of DORA Article 5-16, we design ICT risk management policy, procedure and control sets specifically for your institution.

🚨

Incident Management & Reporting System

We establish the process and template infrastructure for detecting, classifying and reporting major ICT incidents to regulatory authorities.

🧪

Digital Resilience Testing Program

DORA kapsamındaki TLPT (Tehdit Odaklı Penetration Testing) dahil olmak üzere tüm dayanıklılık testlerini planlıyor ve yürütüyoruz.

🤝

Third-Party ICT Risk Management

We evaluate the DORA compliance of your cloud providers, software companies and other ICT suppliers and determine contractual requirements.

📋

Governance & Policy Documentation

We prepare all board reporting mechanisms, role & responsibility matrices and DORA compliance policies.

🏫

DORA Awareness & Compliance Trainings

We organize customized training programs on DORA requirements for senior management, ICT team and operations staff.

📡

Continuous Compliance Monitoring

We monitor regulatory changes, periodically evaluate your compliance status and make necessary updates.

DORA Compatibility Our process

We make your organization DORA compliant with our proven 5-step methodology.

1

Discovery & Evaluation

Current situation analysis, stakeholder interviews and document review

2

Gap Analysis

Identifying compliance gaps against DORA requirements

3

Roadmap

Preparation of priority action plan and implementation calendar

4

Uygulama

Establishment and documentation of policies, processes and controls

5

Verification & Monitoring

Compatibility tests, reporting and continuous monitoring mechanism

Önemli Tarihler

DORA's entry into force and critical compliance dates:

November 2022

DORA Official Publication

DORA, accepted by the European Parliament and the Council, was published in the EU Official Journal.

Ocak 2023

Entry into Force

DORA came into formal force as part of EU law. The two-year implementation transition period has begun.

2023–2024

Technical Standard Publications (RTS/ITS)

DORA's technical implementation standards were published by EBA, ESMA and EIOPA.

January 17, 2025 ⚠️

Full Compliance Obligation

Full compliance has become mandatory for all financial institutions under DORA. As of this date, inspections and sanctions started.

2025 and Beyond

Inspection & Sanctions Period

Regulatory authorities have intensified their active inspection activities. DORA compliance has now become a permanent requirement.

Start Your DORA Compliance Process Today

Our expert consultants are ready to help your organization meet DORA requirements. Let's start with our free pre-evaluation meeting.

Free Pre-Assessment DORA Trainings